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What is a Homeowners Association? (5 Things You Need to Know About HOAs)

Ask anyone about what is a homeowner association, and you will get a mixed bag of looks. Some will love them. Others will think they are the worse thing imaginable. The truth is they serve a particular need to an area, but like all organizations, there are good ones and bad ones. It’s just a …

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What are Utility Bills? Costs of Being a Homeowner in the First Year (20+ costs every new home buyer should know)

We say it all the time to prospective home buyers. Owning a home is not the same as renting. On the surface, most of us get that. But it’s not until you buy your first home that you truly understand all the costs of being a homeowner. As you’ll see, there are over 20 costs …

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Mortgage Pre-qualification vs. Pre-approval (The 1 BIG Difference You Need to Know)

Mortgage terms are confusing. Also make sure you catch up on all the mortgage basics and once you understand all of that (I’ll wait here while you go, all good?) we can jump into Mortgage Pre-qualification vs. Pre-approval.  It may not like seem very big, but the differences are very important. Mortgage Pre-qualified What does it mean? …

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10 Steps to Buying a House for the First Time (and the 4 others miss)

Buying your first home is a big step! But it’s not just the last step. There are several steps you need to take before taking the final step of buying a house. What are the steps to buying your first house? Here they are laid out in an easy-to-use order so that you can comfortably …

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