Finances Articles

Should I Use A Mortgage Broker or My Bank?

There is a lot of debate about how you should go about getting your mortgage. Should you use a mortgage broker? Should you go to your bank for a mortgage? Is there really a difference between a mortgage broker and a bank? In many ways, yes.  This article will help you...

Brave New World: A Case for Having Open Conversations About Our Personal Finances

*This post was inspired by an interview I heard on CBC’s Metro Morning, with New School of Finance Founder, Shannon Lee Simmons. Below is New School of Finance’s post from their Facebook Page:  “How long do you wait to talk about money with your romantic partner?...

Am I Actually the Only Person Who Can’t Afford to Buy a Home?

It’s so frustrating when you look around and see (what seems like) everyone you know buying a home and you’re left there wondering, how can they afford to do this? Houses are expensive and it’s hard enough to save enough money for a down payment, let alone making the...

What is the importance of credit score?

Is My Credit Score Really That Important? No. not really… As long as you have a suitcase full of cash somewhere whenever you need money.  If you do, that’s fine. I don’t want to know how you got it, but we can still be friends. Ok, enough sarcasm, the importance of...

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