Finances Articles

Costs of Being a Homeowner in the First Year (20+ costs every new home buyer should know)

We say it all the time to prospective home buyers. Owning a home is not the same as renting. On the surface most of us get that. But it's not until you buying your first home that you truly understand all the costs of being a homeowner. As you'll see there are over 20...

Mortgage Pre-qualification vs. Pre-approval (The 1 BIG Difference You Need to Know)

Mortgage terms are confusing. Also make sure you catch up on all the mortgage basics and once you understand all of that (I'll wait here while you go, all good?) we can jump into Mortgage Pre-qualification vs. Pre-approval.  It may not like seem very big, but the...

Mortgage Basics You Need To Know (But Were Afraid To Ask)

Getting a mortgage for the first time might seem like an overwhelming process. I know because I've been through it myself. But, once you know the mortgage basics, you'll start to see that getting your first mortgage is more straightforward than you think. Really, it's...

Should I Use A Mortgage Broker or My Bank?

There is a lot of debate about how you should go about getting your mortgage. Should you use a mortgage broker? Should you go to your bank for a mortgage? Is there really a difference between a mortgage broker and a bank? In many ways, yes. This article will help you...